Payment Plans

Spread the cost of your course

We have a couple of options available to spread the cost of your course rather than one lump sum. You should only need around 3-4 clients to earn the full amount of your course cost back. Therefore, there’s certainly a great earning potential and return on investment available.

Below are the different payment plan options so you can decide what is most suitable for your needs.



Payl8r is a simple payment option that enables you to make purchases and spread the cost over time. You will pay a 30% deposit up front and then spread the rest of the costs monthly. You must choose “pay in full” when booking and then Payl8r as the payment option at the checkout to apply.

Why choose Payl8r?– The benefit of Payl8r is that you can train as soon as you have been accepted for the plan. You can then pay back the monthly instalments (up to 12 months) after being accepted. However, Payl8r requires a credit and affordability check so some customers pay not always be accepted for large amounts.

Repayments– You can repay in full within 30 days at 0% interest, or choose an instalment plan to repay on a monthly basis up to 12 months. You can change your instalment plan at any time. Interest rates from 0% – 24% per year.

Will I qualify?– If you have a UK bank account or debit card, you can use Payl8r! If you have a regular source of income e.g. you’re a student, retired, employed, self-employed or receiving benefits, Payl8r can help. Finance is subject to your ability to repay the loan.

Maxwell Melia Academy Ltd is a registered Trading name, Credit Introducer and Appointed Representative of Social Money Ltd t/a Payl8r, a company registered in England under company number 08054296 and is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 675283. registered with the Office of the Information Commissioner reference number 08054296.


Maxwell Melia Plans

The Maxwell Melia Plan enables you to spread the cost of your course without the need for a credit or affordability check. This option is great if you have previously not been accepted for the Payl8r option. You must choose “Pay with Payment Plans” when booking to use this option.

Why choose the Maxwell Plan?– This option is great if you have previously been rejected for the Payl8r options and still want to spread the cost. However, with this plan you must finish paying all of the payment instalments before you are able to complete your training training.

Repayments– Our payment plans are extremely flexible. You can choose to just pay a deposit then the full amount 14 days before training. Or you can spread the full cost for up to 6 months. You can also make any early repayments by logging into your online account. You must complete all payments before attending your course.

Will I qualify?– Anyone is able to use this payment plan option. However, if you book a course date with us and miss the 14 day payment deadline, we will not be able to offer any change of date unless you have notified us at least 21 days before the date you’ve booked.

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